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39202 Home Insurance Rates & Premiums

Did you know there are over 7,405 people living within the 39202 zip code area? There are over 3,724 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 39202.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Mississippi are on the rise. The estimated average premium is around $1,297 a year for a standard homeowners insurance policy in Jackson. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Jackson, MS Homeowners Insurance Quotes Online

39202 Home Insurance Average Premiums

Local 39202 homeowners insurance quotes comparison

$1047 /yr.

Shows Zip Code: 39202 lowest rates with discounts applied on average.

For the 39202, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1047 /yr.
Average Coverage:$1297 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1597 /yr.

What is the average home insurance cost for a home in 39202?

  • • The average homeowners insurance premium paid annually for a home in 39202 is around $1297 per year.

What does it cost on average per month for home insurance in 39202?

  • • Homeowners in 39202 pay a monthly average cost per month around $108.00.

What kind of discount could I get if I combine my home and auto insurance together in 39202?

  • • Autoowners in 39202 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jackson area, check out other zip codes nearby 39202.
Review average rates in another zip code:
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39209 homeowners insurance rates
39206 homeowners insurance rates
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39211 homeowners insurance rates
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39216 homeowners insurance rates
39213 homeowners insurance rates

Home Replacement Cost Coverage in 39202

Average Building Cost Per Square Foot in 39202: $96

Location: Jackson, Mississippi (Hinds County)

Average Square Footage in 39202: 1,921 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39202 before you start any project. Jackson homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39202 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39202 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,921 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jackson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,921$184,400
Additional Upgrades & Added Features$1201,921$230,500
Major Home Updates or Advancements$1441,921$276,600

It's important to understand that when you estimate your replacement cost of your home in the 39202 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39202

The Bottrell Agency

Address: PO Box 1490 Jackson, MS 39202
Phone: (601)960-8200
Website: www.bottrell.com

Best Home & Auto Insurance Agencies in 39202

Allocated Insurance Agency

Address: 975 North St, #105 Jackson, MS 39202
Phone:
Website:
Info:

Blue Cross Blue Shield of Ms

Address: 620 North St Jackson, MS 39202
Phone:
Website:
Info:

The Bottrell Agency

Address: PO Box 1490 Jackson, MS 39202
Phone:
Website: http://www.bottrell.com
Info:

Housing Demographics for 39202

Population Review for 39202 Zip Code

For the city of Jackson, the population within 39202 has increased to over 7,125 residents in population size. The current population total is 7,405. We have broken down the population based on race below. In 39202, there are over 3635 in male population and 3770 females.

PopulationValues
Total Population7,405
White Population3522
Black Population3424
Hispanic Population211
Asian Population124
Hawaiian Population2
Indian Population22
Other Population71
Male Population3635
Female Population3770
Population Estimate7125

Household Data for 39202

The average number of homes in 39202 is around 3,724, there are an average of 1.79 per household. The average house value according to local real estate values is around $184,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,724
Persons Per Household1.79
Average House Value$184,400
Income Per Household$32093
Median Age33.8
Median Age Male33.6
Median Age Female34.0
39202 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code769/601
CityJackson
City Alias NameJACKSON
CountyHinds
County FIPS049
State FIPS28
Time Zone6
Day Light SavingY
MSA3560
PMSA
CSA298
CBSA27140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJackson, MS
MSA_NameJackson, MS MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses375
Number Of Employees9513
Business First Quarter Payroll108933
Business Annual Payroll472975
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population539057
CBSA Division Population0
Congressional District02|03
Congressional LandArea15551.51|12754.48
Delivery Residential3981
Delivery Business592
Delivery Total4550
Preferred Last Line KeyY13801
Classification Code
Multi-County
CSA NameJackson-Vicksburg-Brookhaven, MS
CBSA_DIV_Name
City State KeyY13801
Land Area3.875000
Water Area0.328000
City Alias Code
City Mixed CaseJackson
City Alias Mixed CaseJackson
Box Count0
SFDU2424
MFDU1278
State ANSI28
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number273783
Unique ZIP Name
SSA State County Code25240
Medicare CBSA Code27140
Medicare CBSA NameJackson, MS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseHinds

Mississippi Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]