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Homeowners Insurance coverage in 39211

If you are a homeowner in 39211 or Jackson, MS you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Jackson.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 39211.

Learn more about our homeowners insurance shopping service by selecting the best Jackson, MS Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 39211?

Residents of Jackson have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Mississippi? While Mississippi is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Mississippi comes in at 6 in the country for homeowners insurance premiums.

If you are living in 39211 zipcode, expect to pay around $1293 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Jackson does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

39211 Home Insurance Average Premiums

Local 39211 homeowners insurance quotes comparison

$1043 /yr.

Shows Zip Code: 39211 lowest rates with discounts applied on average.

For the 39211, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1043 /yr.
Average Coverage:$1293 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1593 /yr.

What is the average home insurance cost for a home in 39211?

  • • The average homeowners insurance premium paid annually for a home in 39211 is around $1293 per year.

What does it cost on average per month for home insurance in 39211?

  • • Homeowners in 39211 pay a monthly average cost per month around $108.00.

What kind of discount could I get if I combine my home and auto insurance together in 39211?

  • • Autoowners in 39211 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jackson area, check out other zip codes nearby 39211.
Review average rates in another zip code:
39217 homeowners insurance rates
39211 homeowners insurance rates
39213 homeowners insurance rates
39212 homeowners insurance rates
39203 homeowners insurance rates
39204 homeowners insurance rates
39216 homeowners insurance rates
39206 homeowners insurance rates
39202 homeowners insurance rates
39209 homeowners insurance rates

Home Replacement Cost Coverage in 39211

Average Building Cost Per Square Foot in 39211: $96

Location: Jackson, Mississippi (Hinds County)

Average Square Footage in 39211: 1,724 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39211 before you start any project. Jackson homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39211 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39211 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,724 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jackson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,724$165,500
Additional Upgrades & Added Features$1201,724$206,875
Major Home Updates or Advancements$1441,724$248,250

It's important to understand that when you estimate your replacement cost of your home in the 39211 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39211

Bratcher Insurance Agency

Address: 6045 Ridgewood Road Jackson, MS 39211
Phone: (601)956-5093
Website: www.insurancemartinc.com

Riverside Insurance Agency

Address: 5570 I 55 North Jackson, MS 39211
Phone: (601)371-8355
Website:

Clarke Betsy P Insurance

Address: 3780 I 55 North Jackson, MS 39211
Phone: (601)981-6000
Website:

Fox-Everett Inc

Address: 3780 I 55 N Jackson, MS 39211
Phone: (601)981-6000
Website: www.foxeverett.com

Mathison Bill Insurance

Address: 3780 I 55 North Jackson, MS 39211
Phone: (601)981-6000
Website:

Best Home & Auto Insurance Agencies in 39211

State Farm Insurance

Address: 1553 E County Line Rd, #102 Jackson, MS 39211
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Jones- Kenneth R

Address: 1553 E County Line Rd Jackson, MS 39211
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Dorsa, John T - State Farm Insurance Agent

Address: 6101 Ridgewood Rd Jackson, MS 39211
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=243173
Info:

Wertz- Jack L - State Farm Insurance Agent

Address: 5846 Ridgewood Rd Jackson, MS 39211
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Chandler Sampson Ins Inc

Address: 3501 Ridgewood Rd Jackson, MS 39211
Phone:
Website: http://www.chandlersampson.com
Info:

Housing Demographics for 39211

Population Review for 39211 Zip Code

For the city of Jackson, the population within 39211 has increased to over 26,884 residents in population size. The current population total is 24,900. We have broken down the population based on race below. In 39211, there are over 11698 in male population and 13202 females.

PopulationValues
Total Population24,900
White Population11377
Black Population12137
Hispanic Population687
Asian Population239
Hawaiian Population4
Indian Population47
Other Population390
Male Population11698
Female Population13202
Population Estimate26884

Household Data for 39211

The average number of homes in 39211 is around 10,863, there are an average of 2.29 per household. The average house value according to local real estate values is around $165,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,863
Persons Per Household2.29
Average House Value$165,500
Income Per Household$62060
Median Age37.0
Median Age Male35.3
Median Age Female38.7
39211 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601
CityJackson
City Alias NameJACKSON
CountyHinds
County FIPS049
State FIPS28
Time Zone6
Day Light SavingY
MSA3560
PMSA
CSA298
CBSA27140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJackson, MS
MSA_NameJackson, MS MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses683
Number Of Employees8914
Business First Quarter Payroll92281
Business Annual Payroll377886
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population539057
CBSA Division Population0
Congressional District02|03
Congressional LandArea15551.51|12754.48
Delivery Residential11740
Delivery Business733
Delivery Total12302
Preferred Last Line KeyY13801
Classification Code
Multi-County
CSA NameJackson-Vicksburg-Brookhaven, MS
CBSA_DIV_Name
City State KeyY13801
Land Area12.311000
Water Area0.418000
City Alias Code
City Mixed CaseJackson
City Alias Mixed CaseJackson
Box Count0
SFDU7995
MFDU2844
State ANSI28
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number273783
Unique ZIP Name
SSA State County Code25240
Medicare CBSA Code27140
Medicare CBSA NameJackson, MS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseHinds

Mississippi Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]