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39203 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 39203? There are over 1,687 occupied homes in the 39203 area. With a population size of 4,395, it's not uncommon for residence of Jackson, MS to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Mississippi is around $1,271 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 39203 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Jackson, MS Home Insurance Rate Quotes

39203 Home Insurance Average Premiums

Local 39203 homeowners insurance quotes comparison

$1021 /yr.

Shows Zip Code: 39203 lowest rates with discounts applied on average.

For the 39203, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1021 /yr.
Average Coverage:$1271 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1571 /yr.

What is the average home insurance cost for a home in 39203?

  • • The average homeowners insurance premium paid annually for a home in 39203 is around $1271 per year.

What does it cost on average per month for home insurance in 39203?

  • • Homeowners in 39203 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 39203?

  • • Autoowners in 39203 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jackson area, check out other zip codes nearby 39203.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 39203

Average Building Cost Per Square Foot in 39203: $96

Location: Jackson, Mississippi (Hinds County)

Average Square Footage in 39203: 434 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39203 before you start any project. Jackson homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39203 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39203 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 434 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jackson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96434$41,700
Additional Upgrades & Added Features$120434$52,125
Major Home Updates or Advancements$144434$62,550

It's important to understand that when you estimate your replacement cost of your home in the 39203 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39203

Best Home & Auto Insurance Agencies in 39203

Housing Demographics for 39203

Population Review for 39203 Zip Code

For the city of Jackson, the population within 39203 has increased to over 4,703 residents in population size. The current population total is 4,395. We have broken down the population based on race below. In 39203, there are over 2324 in male population and 2071 females.

PopulationValues
Total Population4,395
White Population324
Black Population3876
Hispanic Population87
Asian Population23
Hawaiian Population5
Indian Population6
Other Population35
Male Population2324
Female Population2071
Population Estimate4703

Household Data for 39203

The average number of homes in 39203 is around 1,687, there are an average of 2.31 per household. The average house value according to local real estate values is around $41,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,687
Persons Per Household2.31
Average House Value$41,700
Income Per Household$26080
Median Age37.5
Median Age Male36.7
Median Age Female38.8
39203 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityJackson
City Alias NameJACKSON
CountyHinds
County FIPS049
State FIPS28
Time Zone6
Day Light SavingY
MSA3560
PMSA
CSA298
CBSA27140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJackson, MS
MSA_NameJackson, MS MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses63
Number Of Employees548
Business First Quarter Payroll4412
Business Annual Payroll18847
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population539057
CBSA Division Population0
Congressional District02
Congressional LandArea15551.51
Delivery Residential2036
Delivery Business198
Delivery Total2506
Preferred Last Line KeyY13801
Classification Code
Multi-County
CSA NameJackson-Vicksburg-Brookhaven, MS
CBSA_DIV_Name
City State KeyY13801
Land Area2.266000
Water Area0.000000
City Alias Code
City Mixed CaseJackson
City Alias Mixed CaseJackson
Box Count0
SFDU1543
MFDU198
State ANSI28
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number273783
Unique ZIP Name
SSA State County Code25240
Medicare CBSA Code27140
Medicare CBSA NameJackson, MS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseHinds

Mississippi Homeowners Insurance News & Information

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