Get multiple home insurance quotes in 39217. Our licensed 39217, MS agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 39217

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 39217, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Jackson, MS from a list of top tier nationwide insurers.

Our Mississippi licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 39217 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 39217

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Jackson, MS home insurance quotes in your local city and review the most competitive coverages and premiums.

39217 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Jackson we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 39217, homeowners are seeing rates around 1289 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 39217!

39217 Home Insurance Average Premiums

Local 39217 homeowners insurance quotes comparison

$1039 /yr.

Shows Zip Code: 39217 lowest rates with discounts applied on average.

For the 39217, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1039 /yr.
Average Coverage:$1289 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1589 /yr.

What is the average home insurance cost for a home in 39217?

  • • The average homeowners insurance premium paid annually for a home in 39217 is around $1289 per year.

What does it cost on average per month for home insurance in 39217?

  • • Homeowners in 39217 pay a monthly average cost per month around $107.00.

What kind of discount could I get if I combine my home and auto insurance together in 39217?

  • • Autoowners in 39217 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jackson area, check out other zip codes nearby 39217.
Review average rates in another zip code:
39201 homeowners insurance rates
39206 homeowners insurance rates
39203 homeowners insurance rates
39204 homeowners insurance rates
39216 homeowners insurance rates
39217 homeowners insurance rates
39212 homeowners insurance rates
39202 homeowners insurance rates
39211 homeowners insurance rates
39213 homeowners insurance rates

Home Replacement Cost Coverage in 39217

Average Building Cost Per Square Foot in 39217: $96

Location: Jackson, Mississippi (Hinds County)

Average Square Footage in 39217: 1,719 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39217 before you start any project. Jackson homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39217 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39217 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,719 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jackson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,719$165,000
Additional Upgrades & Added Features$1201,719$206,250
Major Home Updates or Advancements$1441,719$247,500

It's important to understand that when you estimate your replacement cost of your home in the 39217 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39217

Best Home & Auto Insurance Agencies in 39217

Housing Demographics for 39217

Population Review for 39217 Zip Code

For the city of Jackson, the population within 39217 has increased to over 0 residents in population size. The current population total is 1,466. We have broken down the population based on race below. In 39217, there are over 802 in male population and 664 females.

PopulationValues
Total Population1,466
White Population400
Black Population948
Hispanic Population115
Asian Population0
Hawaiian Population2
Indian Population0
Other Population112
Male Population802
Female Population664
Population Estimate0

Household Data for 39217

The average number of homes in 39217 is around 14, there are an average of 3.43 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14
Persons Per Household3.43
Average House Value$165,000
Income Per Household$0
Median Age19.6
Median Age Male19.6
Median Age Female19.6
39217 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityJackson
City Alias NameJACKSON
CountyHinds
County FIPS049
State FIPS28
Time Zone6
Day Light SavingY
MSA3560
PMSA
CSA298
CBSA27140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJackson, MS
MSA_NameJackson, MS MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees136
Business First Quarter Payroll617
Business Annual Payroll2866
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population539057
CBSA Division Population0
Congressional District02
Congressional LandArea15551.51
Delivery Residential0
Delivery Business0
Delivery Total206
Preferred Last Line KeyY13801
Classification CodeU
Multi-County
CSA NameJackson-Vicksburg-Brookhaven, MS
CBSA_DIV_Name
City State KeyY13801
Land Area0.187000
Water Area0.000000
City Alias CodeU
City Mixed CaseJackson
City Alias Mixed CaseJackson
Box Count0
SFDU0
MFDU0
State ANSI28
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number273783
Unique ZIP Name
SSA State County Code25240
Medicare CBSA Code27140
Medicare CBSA NameJackson, MS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseHinds

Mississippi Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]