Get multiple home insurance quotes in 39206. Our licensed 39206, MS agents are ready to serve you.

39206 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 39206 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Jackson, MS. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 39206 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Mississippi, like average Jackson homeowners insurance rates, coverage options or home insurance types, please select Jackson, MS Home Insurance Rates Online!

39206 Home Insurance Average Premiums

Local 39206 homeowners insurance quotes comparison

$971 /yr.

Shows Zip Code: 39206 lowest rates with discounts applied on average.

For the 39206, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$971 /yr.
Average Coverage:$1221 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1521 /yr.

What is the average home insurance cost for a home in 39206?

  • • The average homeowners insurance premium paid annually for a home in 39206 is around $1221 per year.

What does it cost on average per month for home insurance in 39206?

  • • Homeowners in 39206 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 39206?

  • • Autoowners in 39206 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jackson area, check out other zip codes nearby 39206.
Review average rates in another zip code:
39217 homeowners insurance rates
39216 homeowners insurance rates
39209 homeowners insurance rates
39213 homeowners insurance rates
39202 homeowners insurance rates
39206 homeowners insurance rates
39201 homeowners insurance rates
39211 homeowners insurance rates
39204 homeowners insurance rates
39203 homeowners insurance rates

Home Replacement Cost Coverage in 39206

Average Building Cost Per Square Foot in 39206: $96

Location: Jackson, Mississippi (Hinds County)

Average Square Footage in 39206: 1,018 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39206 before you start any project. Jackson homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39206 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39206 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,018 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jackson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,018$97,700
Additional Upgrades & Added Features$1201,018$122,125
Major Home Updates or Advancements$1441,018$146,550

It's important to understand that when you estimate your replacement cost of your home in the 39206 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39206

J Smith Lanier & Co Inc

Address: 100 Office Park Plz Jackson, MS 39206
Phone: (601)825-9466
Website:

Best Home & Auto Insurance Agencies in 39206

Stafford Ins. Shop

Address: 4801 N State St, #101 Jackson, MS 39206
Phone:
Website:
Info:

Naef Jr- Robert W - State Farm Insurance Agent

Address: 4955 N State St Jackson, MS 39206
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Direct General Insurance Agency Inc - Jackson

Address: 4734 N State St, #1 Jackson, MS 39206
Phone:
Website: http://www.direct-general.com
Info:

Allstate Insurance Company - Willie Beamon

Address: 4101 Northview Dr Jackson, MS 39206
Phone:
Website: http://www.allstateagencies.com/047017?cid=OTC-YP.com-IYP&att=TL
Info:

Alpha Insurance Agency Inc

Address: 5140 Galaxie Dr, #203 Jackson, MS 39206
Phone:
Website:
Info:

Housing Demographics for 39206

Population Review for 39206 Zip Code

For the city of Jackson, the population within 39206 has increased to over 24,452 residents in population size. The current population total is 22,553. We have broken down the population based on race below. In 39206, there are over 10322 in male population and 12231 females.

PopulationValues
Total Population22,553
White Population2072
Black Population19668
Hispanic Population428
Asian Population78
Hawaiian Population2
Indian Population14
Other Population279
Male Population10322
Female Population12231
Population Estimate24452

Household Data for 39206

The average number of homes in 39206 is around 9,674, there are an average of 2.29 per household. The average house value according to local real estate values is around $97,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,674
Persons Per Household2.29
Average House Value$97,700
Income Per Household$43010
Median Age37.9
Median Age Male36.0
Median Age Female39.4
39206 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601
CityJackson
City Alias NameJACKSON
CountyHinds
County FIPS049
State FIPS28
Time Zone6
Day Light SavingY
MSA3560
PMSA
CSA298
CBSA27140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJackson, MS
MSA_NameJackson, MS MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses458
Number Of Employees5183
Business First Quarter Payroll51248
Business Annual Payroll223634
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population539057
CBSA Division Population0
Congressional District02|03
Congressional LandArea15551.51|12754.48
Delivery Residential10678
Delivery Business917
Delivery Total11456
Preferred Last Line KeyY13801
Classification Code
Multi-County
CSA NameJackson-Vicksburg-Brookhaven, MS
CBSA_DIV_Name
City State KeyY13801
Land Area8.845000
Water Area0.000000
City Alias Code
City Mixed CaseJackson
City Alias Mixed CaseJackson
Box Count0
SFDU6687
MFDU3402
State ANSI28
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number273783
Unique ZIP Name
SSA State County Code25240
Medicare CBSA Code27140
Medicare CBSA NameJackson, MS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseHinds

Mississippi Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]