39213 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 39213 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Jackson, MS quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 39213.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 39213 and start shopping.

Quickly and Easily Compare Average Rates for 39213

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Jackson, MS home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 39213

Homeowners in Jackson are paying roughly $1247 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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39213 Home Insurance Average Premiums

Local 39213 homeowners insurance quotes comparison

$997 /yr.

Shows Zip Code: 39213 lowest rates with discounts applied on average.

For the 39213, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$997 /yr.
Average Coverage:	$1247 /yr.
2600 sq. ft. or higher (all discounts applied)	$1547 /yr.

What is the average home insurance cost for a home in 39213?

• The average homeowners insurance premium paid annually for a home in 39213 is around $1247 per year.

What does it cost on average per month for home insurance in 39213?

• Homeowners in 39213 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 39213?

• Autoowners in 39213 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jackson area, check out other zip codes nearby 39213.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 39213

Average Building Cost Per Square Foot in 39213: $96

Location: Jackson, Mississippi (Hinds County)

Average Square Footage in 39213: 640 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39213 before you start any project. Jackson homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39213 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39213 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 640 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jackson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$96	640	$61,400
Additional Upgrades & Added Features	$120	640	$76,750
Major Home Updates or Advancements	$144	640	$92,100

Calculate Your Dwelling Coverage in 39213

It's important to understand that when you estimate your replacement cost of your home in the 39213 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 39213

Dafe- Godwin E

Address: 2424 Bailey Ave Jackson, MS 39213
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 39213

Population Review for 39213 Zip Code

For the city of Jackson, the population within 39213 has increased to over 21,297 residents in population size. The current population total is 19,507. We have broken down the population based on race below. In 39213, there are over 8909 in male population and 10598 females.

Population	Values
Total Population	19,507
White Population	309
Black Population	18724
Hispanic Population	119
Asian Population	24
Hawaiian Population	3
Indian Population	35
Other Population	59
Male Population	8909
Female Population	10598
Population Estimate	21297

Household Data for 39213

The average number of homes in 39213 is around 8,467, there are an average of 2.27 per household. The average house value according to local real estate values is around $61,400. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	8,467
Persons Per Household	2.27
Average House Value	$61,400
Income Per Household	$26888
Median Age	42.5
Median Age Male	40.3
Median Age Female	45.2

39213 Details	Values
State	MS
State Full Name	Mississippi
City Type	P
City Alias Abbreviation
Area Code	601
City	Jackson
City Alias Name	JACKSON
County	Hinds
County FIPS	049
State FIPS	28
Time Zone	6
Day Light Saving	Y
MSA	3560
PMSA
CSA	298
CBSA	27140
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Jackson, MS
MSA_Name	Jackson, MS MSA
PMSA_Name
Region	South
Division	East South Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	282
Number Of Employees	6479
Business First Quarter Payroll	116770
Business Annual Payroll	404604
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	539057
CBSA Division Population	0
Congressional District	02\|03
Congressional LandArea	15551.51\|12754.48
Delivery Residential	9382
Delivery Business	696
Delivery Total	10339
Preferred Last Line Key	Y13801
Classification Code
Multi-County	Y
CSA Name	Jackson-Vicksburg-Brookhaven, MS
CBSA_DIV_Name
City State Key	Y13801
Land Area	28.280000
Water Area	0.689000
City Alias Code
City Mixed Case	Jackson
City Alias Mixed Case	Jackson
Box Count	0
SFDU	7698
MFDU	1560
State ANSI	28
County ANSI	049
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	273783
Unique ZIP Name
SSA State County Code	25240
Medicare CBSA Code	27140
Medicare CBSA Name	Jackson, MS
Medicare CBSA Type	Metro
Market Rating Area ID	3
County Mixed Case	Hinds

Mississippi Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 39213!