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39213 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 39213 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Jackson, MS quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 39213.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 39213 and start shopping.

Quickly and Easily Compare Average Rates for 39213

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Jackson, MS home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 39213

Homeowners in Jackson are paying roughly $1247 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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39213 Home Insurance Average Premiums

Local 39213 homeowners insurance quotes comparison

$997 /yr.

Shows Zip Code: 39213 lowest rates with discounts applied on average.

For the 39213, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$997 /yr.
Average Coverage:$1247 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1547 /yr.

What is the average home insurance cost for a home in 39213?

  • • The average homeowners insurance premium paid annually for a home in 39213 is around $1247 per year.

What does it cost on average per month for home insurance in 39213?

  • • Homeowners in 39213 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 39213?

  • • Autoowners in 39213 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jackson area, check out other zip codes nearby 39213.
Review average rates in another zip code:
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39206 homeowners insurance rates

Home Replacement Cost Coverage in 39213

Average Building Cost Per Square Foot in 39213: $96

Location: Jackson, Mississippi (Hinds County)

Average Square Footage in 39213: 640 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39213 before you start any project. Jackson homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39213 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39213 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 640 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jackson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96640$61,400
Additional Upgrades & Added Features$120640$76,750
Major Home Updates or Advancements$144640$92,100

It's important to understand that when you estimate your replacement cost of your home in the 39213 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39213

Best Home & Auto Insurance Agencies in 39213

Dafe- Godwin E

Address: 2424 Bailey Ave Jackson, MS 39213
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 39213

Population Review for 39213 Zip Code

For the city of Jackson, the population within 39213 has increased to over 21,297 residents in population size. The current population total is 19,507. We have broken down the population based on race below. In 39213, there are over 8909 in male population and 10598 females.

PopulationValues
Total Population19,507
White Population309
Black Population18724
Hispanic Population119
Asian Population24
Hawaiian Population3
Indian Population35
Other Population59
Male Population8909
Female Population10598
Population Estimate21297

Household Data for 39213

The average number of homes in 39213 is around 8,467, there are an average of 2.27 per household. The average house value according to local real estate values is around $61,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,467
Persons Per Household2.27
Average House Value$61,400
Income Per Household$26888
Median Age42.5
Median Age Male40.3
Median Age Female45.2
39213 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601
CityJackson
City Alias NameJACKSON
CountyHinds
County FIPS049
State FIPS28
Time Zone6
Day Light SavingY
MSA3560
PMSA
CSA298
CBSA27140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJackson, MS
MSA_NameJackson, MS MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses282
Number Of Employees6479
Business First Quarter Payroll116770
Business Annual Payroll404604
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population539057
CBSA Division Population0
Congressional District02|03
Congressional LandArea15551.51|12754.48
Delivery Residential9382
Delivery Business696
Delivery Total10339
Preferred Last Line KeyY13801
Classification Code
Multi-CountyY
CSA NameJackson-Vicksburg-Brookhaven, MS
CBSA_DIV_Name
City State KeyY13801
Land Area28.280000
Water Area0.689000
City Alias Code
City Mixed CaseJackson
City Alias Mixed CaseJackson
Box Count0
SFDU7698
MFDU1560
State ANSI28
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number273783
Unique ZIP Name
SSA State County Code25240
Medicare CBSA Code27140
Medicare CBSA NameJackson, MS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseHinds

Mississippi Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]