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If you live in the 39216 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Jackson have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our MS licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 39216 and then compare quotes from a variety of nationwide insurance companies.

39216 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 39216 the average premium for homeowners coverage is $1262 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 39216. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 39216 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Jackson, MS home insurance quotes in your area.

39216 Home Insurance Average Premiums

Local 39216 homeowners insurance quotes comparison

$1012 /yr.

Shows Zip Code: 39216 lowest rates with discounts applied on average.

For the 39216, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1012 /yr.
Average Coverage:$1262 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1562 /yr.

What is the average home insurance cost for a home in 39216?

  • • The average homeowners insurance premium paid annually for a home in 39216 is around $1262 per year.

What does it cost on average per month for home insurance in 39216?

  • • Homeowners in 39216 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 39216?

  • • Autoowners in 39216 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jackson area, check out other zip codes nearby 39216.
Review average rates in another zip code:
39212 homeowners insurance rates
39202 homeowners insurance rates
39216 homeowners insurance rates
39204 homeowners insurance rates
39213 homeowners insurance rates
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39209 homeowners insurance rates
39206 homeowners insurance rates
39201 homeowners insurance rates
39211 homeowners insurance rates

Home Replacement Cost Coverage in 39216

Average Building Cost Per Square Foot in 39216: $96

Location: Jackson, Mississippi (Hinds County)

Average Square Footage in 39216: 2,404 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39216 before you start any project. Jackson homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39216 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39216 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,404 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jackson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$962,404$230,800
Additional Upgrades & Added Features$1202,404$288,500
Major Home Updates or Advancements$1442,404$346,200

It's important to understand that when you estimate your replacement cost of your home in the 39216 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39216

Nationwide Insurance & Financial Services

Address: 1647 Lakeland Drive Jackson, MS 39216
Phone: (601)362-9004
Website: www.nationwide.com

Affiliated Insurance

Address: 5 Lakeland Cir Jackson, MS 39216
Phone: (601)713-2801
Website:

Best Home & Auto Insurance Agencies in 39216

Affiliated Insurance

Address: 5 Lakeland Cir Jackson, MS 39216
Phone:
Website:
Info:

Mark W Rushing - Allstate Insurance Company

Address: 1425 Lakeland Dr, #110b Jackson, MS 39216
Phone:
Website: http://www.allstateagencies.com/markrushing/Welcome/?cid=OTC-Southern-Club-Blue-iYP041187yp&att=markrushing
Info:

Johnson- Melody D - State Farm Insurance Agent

Address: 1855 Lakeland Dr Jackson, MS 39216
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Hays, Doyle - J Doyle Hays Insurance Incorporated

Address: 9 Lakeland Cir Jackson, MS 39216
Phone:
Website: http://www.allstate.com/
Info:

United Automobile Insurance CO

Address: 1675 Lakeland Dr, #505 Jackson, MS 39216
Phone:
Website:
Info:

Housing Demographics for 39216

Population Review for 39216 Zip Code

For the city of Jackson, the population within 39216 has increased to over 4,218 residents in population size. The current population total is 4,061. We have broken down the population based on race below. In 39216, there are over 1901 in male population and 2160 females.

PopulationValues
Total Population4,061
White Population2468
Black Population1268
Hispanic Population100
Asian Population98
Hawaiian Population1
Indian Population8
Other Population29
Male Population1901
Female Population2160
Population Estimate4218

Household Data for 39216

The average number of homes in 39216 is around 2,094, there are an average of 1.87 per household. The average house value according to local real estate values is around $230,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,094
Persons Per Household1.87
Average House Value$230,800
Income Per Household$39353
Median Age35.1
Median Age Male35.5
Median Age Female34.7
39216 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601
CityJackson
City Alias NameJACKSON
CountyHinds
County FIPS049
State FIPS28
Time Zone6
Day Light SavingY
MSA3560
PMSA
CSA298
CBSA27140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJackson, MS
MSA_NameJackson, MS MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses448
Number Of Employees21544
Business First Quarter Payroll389195
Business Annual Payroll1562494
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population539057
CBSA Division Population0
Congressional District02|03
Congressional LandArea15551.51|12754.48
Delivery Residential2256
Delivery Business677
Delivery Total2765
Preferred Last Line KeyY13801
Classification Code
Multi-County
CSA NameJackson-Vicksburg-Brookhaven, MS
CBSA_DIV_Name
City State KeyY13801
Land Area3.102000
Water Area0.152000
City Alias Code
City Mixed CaseJackson
City Alias Mixed CaseJackson
Box Count0
SFDU1385
MFDU665
State ANSI28
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number273783
Unique ZIP Name
SSA State County Code25240
Medicare CBSA Code27140
Medicare CBSA NameJackson, MS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseHinds

Mississippi Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]