Get multiple home insurance quotes in 44901. Our licensed 44901, OH agents are ready to serve you.

Compare 44901 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 44901 area? The average homeowners premium in Ohio for a standard homeowners policy is around $669/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 44901 zip code, the population size is around 0 with 0 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 44901.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Mansfield, OH Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. OH RateDiscountsSavingsShop Rates
$871up to 40% off$348

44901 Home Insurance Average Premiums

Local 44901 homeowners insurance quotes comparison

$419 /yr.

Shows Zip Code: 44901 lowest rates with discounts applied on average.

For the 44901, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$419 /yr.
Average Coverage:$669 /yr.
2600 sq. ft. or higher
(all discounts applied)
$969 /yr.

What is the average home insurance cost for a home in 44901?

  • • The average homeowners insurance premium paid annually for a home in 44901 is around $669 per year.

What does it cost on average per month for home insurance in 44901?

  • • Homeowners in 44901 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 44901?

  • • Autoowners in 44901 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mansfield area, check out other zip codes nearby 44901.
Review average rates in another zip code:
44905 homeowners insurance rates
44903 homeowners insurance rates
44906 homeowners insurance rates
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44904 homeowners insurance rates
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44901 homeowners insurance rates

Home Replacement Cost Coverage in 44901

Average Building Cost Per Square Foot in 44901: $111

Location: Mansfield, Ohio (Richland County)

Average Square Footage in 44901: 1,486 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44901 before you start any project. Mansfield homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44901 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44901 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,486 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mansfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,486$165,000
Additional Upgrades & Added Features$1391,486$206,250
Major Home Updates or Advancements$1671,486$247,500

It's important to understand that when you estimate your replacement cost of your home in the 44901 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44901

Konstan Massa & Upham Inc

Address: PO Box 1368 Mansfield, OH 44901
Phone: (419)747-8600
Website:

Best Home & Auto Insurance Agencies in 44901

Konstan Massa & Upham Inc

Address: PO Box 1368 Mansfield, OH 44901
Phone:
Website:
Info:

Housing Demographics for 44901

Population Review for 44901 Zip Code

For the city of Mansfield, the population within 44901 has increased to over 0 residents in population size. The current population total is 0. We have broken down the population based on race below. In 44901, there are over 0 in male population and 0 females.

PopulationValues
Total Population0
White Population0
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population0
Female Population0
Population Estimate0

Household Data for 44901

The average number of homes in 44901 is around 0, there are an average of 0.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode0
Persons Per Household0.00
Average House Value$165,000
Income Per Household$0
Median Age0.0
Median Age Male0.0
Median Age Female0.0
44901 DetailsValues
StateOH
State Full NameOhio
City TypeZ
City Alias Abbreviation
Area Code419/567
CityMansfield
City Alias NameMANSFIELD
CountyRichland
County FIPS139
State FIPS39
Time Zone5
Day Light SavingY
MSA4800
PMSA
CSA360
CBSA31900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMansfield, OH
MSA_NameMansfield, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees246
Business First Quarter Payroll2868
Business Annual Payroll12710
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population124475
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential0
Delivery Business0
Delivery Total783
Preferred Last Line KeyX21744
Classification CodeP
Multi-County
CSA NameMansfield-Ashland-Bucyrus, OH
CBSA_DIV_Name
City State KeyX21744
Land Area0.018000
Water Area0.000000
City Alias Code
City Mixed CaseMansfield
City Alias Mixed CaseMansfield
Box Count303
SFDU0
MFDU0
State ANSI39
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number384851
Unique ZIP Name
SSA State County Code36710
Medicare CBSA Code31900
Medicare CBSA NameMansfield, OH
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseRichland

Ohio Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]