Get multiple home insurance quotes in 44902. Our licensed 44902, OH agents are ready to serve you.

44902 Home Insurance Rates & Premiums

Did you know there are over 4,891 people living within the 44902 zip code area? There are over 2,015 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 44902.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Ohio are on the rise. The estimated average premium is around $643 a year for a standard homeowners insurance policy in Mansfield. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Mansfield, OH Homeowners Insurance Quotes Online

44902 Home Insurance Average Premiums

Local 44902 homeowners insurance quotes comparison

$393 /yr.

Shows Zip Code: 44902 lowest rates with discounts applied on average.

For the 44902, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$393 /yr.
Average Coverage:$643 /yr.
2600 sq. ft. or higher
(all discounts applied)
$943 /yr.

What is the average home insurance cost for a home in 44902?

  • • The average homeowners insurance premium paid annually for a home in 44902 is around $643 per year.

What does it cost on average per month for home insurance in 44902?

  • • Homeowners in 44902 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 44902?

  • • Autoowners in 44902 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mansfield area, check out other zip codes nearby 44902.
Review average rates in another zip code:
44902 homeowners insurance rates
44907 homeowners insurance rates
44901 homeowners insurance rates
44906 homeowners insurance rates
44903 homeowners insurance rates
44904 homeowners insurance rates
44905 homeowners insurance rates

Home Replacement Cost Coverage in 44902

Average Building Cost Per Square Foot in 44902: $111

Location: Mansfield, Ohio (Richland County)

Average Square Footage in 44902: 477 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44902 before you start any project. Mansfield homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44902 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44902 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 477 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mansfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111477$52,900
Additional Upgrades & Added Features$139477$66,125
Major Home Updates or Advancements$167477$79,350

It's important to understand that when you estimate your replacement cost of your home in the 44902 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44902

Harry L Hall Agency Inc

Address: 28 Park Avenue West Suite 707 Mansfield, OH 44902
Phone: (419)524-2134
Website:

Best Home & Auto Insurance Agencies in 44902

Autohio/Roby-Foster-Miller-Earick, Incorporated

Address: 44 Sturges Ave Mansfield, OH 44902
Phone:
Website: http://www.progressive.com/
Info:

Harry L Hall Agency Inc

Address: 28 Park Ave W, #707 Mansfield, OH 44902
Phone:
Website:
Info:

Housing Demographics for 44902

Population Review for 44902 Zip Code

For the city of Mansfield, the population within 44902 has increased to over 4,612 residents in population size. The current population total is 4,891. We have broken down the population based on race below. In 44902, there are over 2553 in male population and 2338 females.

PopulationValues
Total Population4,891
White Population2842
Black Population1501
Hispanic Population156
Asian Population13
Hawaiian Population1
Indian Population22
Other Population69
Male Population2553
Female Population2338
Population Estimate4612

Household Data for 44902

The average number of homes in 44902 is around 2,015, there are an average of 2.24 per household. The average house value according to local real estate values is around $52,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,015
Persons Per Household2.24
Average House Value$52,900
Income Per Household$23598
Median Age34.8
Median Age Male34.3
Median Age Female35.4
44902 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityMansfield
City Alias NameMANSFIELD
CountyRichland
County FIPS139
State FIPS39
Time Zone5
Day Light SavingY
MSA4800
PMSA
CSA360
CBSA31900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMansfield, OH
MSA_NameMansfield, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses278
Number Of Employees3177
Business First Quarter Payroll32319
Business Annual Payroll142605
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population124475
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential2059
Delivery Business443
Delivery Total2502
Preferred Last Line KeyX21744
Classification Code
Multi-County
CSA NameMansfield-Ashland-Bucyrus, OH
CBSA_DIV_Name
City State KeyX21744
Land Area1.958000
Water Area0.000000
City Alias Code
City Mixed CaseMansfield
City Alias Mixed CaseMansfield
Box Count0
SFDU1856
MFDU195
State ANSI39
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number384851
Unique ZIP Name
SSA State County Code36710
Medicare CBSA Code31900
Medicare CBSA NameMansfield, OH
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseRichland

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]