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Compare 44904 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Mansfield just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 6,035 neighbors looking to save on their home insurance policy in the local 44904 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 44904. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Mansfield, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Mansfield, OH

44904 Home Insurance Average Premiums

Local 44904 homeowners insurance quotes comparison

$380 /yr.

Shows Zip Code: 44904 lowest rates with discounts applied on average.

For the 44904, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$380 /yr.
Average Coverage:$630 /yr.
2600 sq. ft. or higher
(all discounts applied)		$930 /yr.

What is the average home insurance cost for a home in 44904?

  • • The average homeowners insurance premium paid annually for a home in 44904 is around $630 per year.

What does it cost on average per month for home insurance in 44904?

  • • Homeowners in 44904 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 44904?

  • • Autoowners in 44904 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mansfield area, check out other zip codes nearby 44904.
Review average rates in another zip code:
44907 homeowners insurance rates
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44905 homeowners insurance rates
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44902 homeowners insurance rates
44906 homeowners insurance rates

Home Replacement Cost Coverage in 44904

Average Building Cost Per Square Foot in 44904: $111

Location: Mansfield, Ohio (Richland County)

Average Square Footage in 44904: 1,400 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44904 before you start any project. Mansfield homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44904 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44904 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,400 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mansfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,400$155,400
Additional Upgrades & Added Features$1391,400$194,250
Major Home Updates or Advancements$1671,400$233,100

It's important to understand that when you estimate your replacement cost of your home in the 44904 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44904

Blackstone Insurance Agency

Address: 2730 Lexington Avenue Mansfield, OH 44904
Phone: (419)884-0095
Website: www.blackstone-insurance.com

Best Home & Auto Insurance Agencies in 44904

Housing Demographics for 44904

Population Review for 44904 Zip Code

For the city of Mansfield, the population within 44904 has increased to over 15,115 residents in population size. The current population total is 14,368. We have broken down the population based on race below. In 44904, there are over 6943 in male population and 7425 females.

PopulationValues
Total Population14,368
White Population13114
Black Population299
Hispanic Population265
Asian Population136
Hawaiian Population8
Indian Population28
Other Population102
Male Population6943
Female Population7425
Population Estimate15115

Household Data for 44904

The average number of homes in 44904 is around 6,035, there are an average of 2.37 per household. The average house value according to local real estate values is around $155,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,035
Persons Per Household2.37
Average House Value$155,400
Income Per Household$66514
Median Age44.5
Median Age Male43.4
Median Age Female45.6
44904 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419
CityMansfield
City Alias NameMANSFIELD
CountyRichland
County FIPS139
State FIPS39
Time Zone5
Day Light SavingY
MSA4800
PMSA
CSA360
CBSA31900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMansfield, OH
MSA_NameMansfield, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses190
Number Of Employees2874
Business First Quarter Payroll37190
Business Annual Payroll147218
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population124475
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential6378
Delivery Business199
Delivery Total6955
Preferred Last Line KeyX21744
Classification Code
Multi-CountyY
CSA NameMansfield-Ashland-Bucyrus, OH
CBSA_DIV_Name
City State KeyX21744
Land Area51.979000
Water Area0.788000
City Alias Code
City Mixed CaseMansfield
City Alias Mixed CaseMansfield
Box Count74
SFDU5588
MFDU581
State ANSI39
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number384851
Unique ZIP Name
SSA State County Code36710
Medicare CBSA Code31900
Medicare CBSA NameMansfield, OH
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseRichland

Ohio Homeowners Insurance News & Information

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  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]