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44906, OH Home Insurance

In the zip code of 44906, the population size is around 16,566, which consists of 7,446 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Mansfield, OH. A few years ago, a study was done and found that the average home insurance rates for Ohio are around $635 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 44906 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Mansfield. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Mansfield, OH Homeowners Insurance Online Rates Today!

44906 Home Insurance Average Premiums

Local 44906 homeowners insurance quotes comparison

$385 /yr.

Shows Zip Code: 44906 lowest rates with discounts applied on average.

For the 44906, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$385 /yr.
Average Coverage:$635 /yr.
2600 sq. ft. or higher
(all discounts applied)
$935 /yr.

What is the average home insurance cost for a home in 44906?

  • • The average homeowners insurance premium paid annually for a home in 44906 is around $635 per year.

What does it cost on average per month for home insurance in 44906?

  • • Homeowners in 44906 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 44906?

  • • Autoowners in 44906 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mansfield area, check out other zip codes nearby 44906.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 44906

Average Building Cost Per Square Foot in 44906: $111

Location: Mansfield, Ohio (Richland County)

Average Square Footage in 44906: 941 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44906 before you start any project. Mansfield homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44906 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44906 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 941 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mansfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111941$104,500
Additional Upgrades & Added Features$139941$130,625
Major Home Updates or Advancements$167941$156,750

It's important to understand that when you estimate your replacement cost of your home in the 44906 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44906

Best Home & Auto Insurance Agencies in 44906

Brian R Gates Ins Agency Inc - State Farm Insurance Agent

Address: 2021 Park Ave W, #100 Mansfield, OH 44906
Phone:
Website:
Info:

American Family Insurance

Address: 1225 Home Rd N Mansfield, OH 44906
Phone:
Website:
Info:

Allstate Insurance Company - Gordon Moxley

Address: 1367 Park Ave W Mansfield, OH 44906
Phone:
Website: http://www.allstateagencies.com/060237?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate

Address: 1367 Park Ave W, #B Mansfield, OH 44906
Phone:
Website: http://www.allstateagencies.com/GaryHarvey/Welcome/
Info:

Allstate Insurance Companies - Sales Offices- Ontario

Address: 2291 Village Park Ct Mansfield, OH 44906
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 44906

Population Review for 44906 Zip Code

For the city of Mansfield, the population within 44906 has increased to over 17,390 residents in population size. The current population total is 16,566. We have broken down the population based on race below. In 44906, there are over 7917 in male population and 8649 females.

PopulationValues
Total Population16,566
White Population13782
Black Population1306
Hispanic Population440
Asian Population270
Hawaiian Population5
Indian Population51
Other Population188
Male Population7917
Female Population8649
Population Estimate17390

Household Data for 44906

The average number of homes in 44906 is around 7,446, there are an average of 2.16 per household. The average house value according to local real estate values is around $104,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,446
Persons Per Household2.16
Average House Value$104,500
Income Per Household$43753
Median Age45.4
Median Age Male42.6
Median Age Female47.8
44906 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419
CityMansfield
City Alias NameMANSFIELD
CountyRichland
County FIPS139
State FIPS39
Time Zone5
Day Light SavingY
MSA4800
PMSA
CSA360
CBSA31900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMansfield, OH
MSA_NameMansfield, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses596
Number Of Employees10946
Business First Quarter Payroll92305
Business Annual Payroll390677
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population124475
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential8051
Delivery Business837
Delivery Total8970
Preferred Last Line KeyX21744
Classification Code
Multi-County
CSA NameMansfield-Ashland-Bucyrus, OH
CBSA_DIV_Name
City State KeyX21744
Land Area19.479000
Water Area0.072000
City Alias Code
City Mixed CaseMansfield
City Alias Mixed CaseMansfield
Box Count75
SFDU6407
MFDU841
State ANSI39
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number384851
Unique ZIP Name
SSA State County Code36710
Medicare CBSA Code31900
Medicare CBSA NameMansfield, OH
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseRichland

Ohio Homeowners Insurance News & Information

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    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]