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44907, OH Homeowners Insurance Rates

With a population size of 15,014 and with 7,082 occupied homes in the 44907 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Mansfield, OH are around $686 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Mansfield, Ohio. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Ohio home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Mansfield, OH.

For Ohio home insurance information, including average Mansfield home insurance rates, coverage options or the different homeowners insurance types, please select Mansfield, OH Home Insurance Quotes Now!

44907 Home Insurance Average Premiums

Local 44907 homeowners insurance quotes comparison

$436 /yr.

Shows Zip Code: 44907 lowest rates with discounts applied on average.

For the 44907, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$436 /yr.
Average Coverage:$686 /yr.
2600 sq. ft. or higher
(all discounts applied)
$986 /yr.

What is the average home insurance cost for a home in 44907?

  • • The average homeowners insurance premium paid annually for a home in 44907 is around $686 per year.

What does it cost on average per month for home insurance in 44907?

  • • Homeowners in 44907 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 44907?

  • • Autoowners in 44907 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mansfield area, check out other zip codes nearby 44907.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 44907

Average Building Cost Per Square Foot in 44907: $111

Location: Mansfield, Ohio (Richland County)

Average Square Footage in 44907: 915 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44907 before you start any project. Mansfield homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44907 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44907 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 915 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mansfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111915$101,600
Additional Upgrades & Added Features$139915$127,000
Major Home Updates or Advancements$167915$152,400

It's important to understand that when you estimate your replacement cost of your home in the 44907 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44907

Best Home & Auto Insurance Agencies in 44907

American Family Insurance

Address: 1138 Lexington Ave Mansfield, OH 44907
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

The Graham Insurance Agency

Address: 1194 Lexington Ave Mansfield, OH 44907
Phone:
Website: http://www.grahaminsuranceonline.com/
Info:

Graham Donald M & Associates

Address: 1260 Lexington Ave Mansfield, OH 44907
Phone:
Website:
Info:

LJ Gardner Ins Agency Inc - Nationwide Insurance

Address: 1050 Lexington Ave Mansfield, OH 44907
Phone:
Website: http://www.nationwide.com/agent/Mansfield-OHIO-insurance-agent/leslie-gardner/office.html
Info:

Daniel M Haines - Nationwide Insurance

Address: 409 Lexington Ave Mansfield, OH 44907
Phone:
Website: http://www.nationwide.com/agent/Mansfield-OHIO-insurance-agent/daniel-haines/office.html
Info:

Housing Demographics for 44907

Population Review for 44907 Zip Code

For the city of Mansfield, the population within 44907 has increased to over 15,338 residents in population size. The current population total is 15,014. We have broken down the population based on race below. In 44907, there are over 7002 in male population and 8012 females.

PopulationValues
Total Population15,014
White Population12095
Black Population1770
Hispanic Population350
Asian Population93
Hawaiian Population15
Indian Population21
Other Population133
Male Population7002
Female Population8012
Population Estimate15338

Household Data for 44907

The average number of homes in 44907 is around 7,082, there are an average of 2.10 per household. The average house value according to local real estate values is around $101,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,082
Persons Per Household2.10
Average House Value$101,600
Income Per Household$39590
Median Age44.0
Median Age Male41.5
Median Age Female46.4
44907 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityMansfield
City Alias NameMANSFIELD
CountyRichland
County FIPS139
State FIPS39
Time Zone5
Day Light SavingY
MSA4800
PMSA
CSA360
CBSA31900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMansfield, OH
MSA_NameMansfield, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses342
Number Of Employees3742
Business First Quarter Payroll32292
Business Annual Payroll136358
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population124475
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential7304
Delivery Business401
Delivery Total8630
Preferred Last Line KeyX21744
Classification Code
Multi-County
CSA NameMansfield-Ashland-Bucyrus, OH
CBSA_DIV_Name
City State KeyX21744
Land Area7.785000
Water Area0.026000
City Alias Code
City Mixed CaseMansfield
City Alias Mixed CaseMansfield
Box Count79
SFDU5843
MFDU1133
State ANSI39
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number384851
Unique ZIP Name
SSA State County Code36710
Medicare CBSA Code31900
Medicare CBSA NameMansfield, OH
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseRichland

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