Get multiple home insurance quotes in 44905. Our licensed 44905, OH agents are ready to serve you.

44905 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 44905 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Mansfield, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 44905 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Mansfield homeowners insurance rates, coverage options or home insurance types, please select Mansfield, OH Home Insurance Rates Online!

44905 Home Insurance Average Premiums

Local 44905 homeowners insurance quotes comparison

$415 /yr.

Shows Zip Code: 44905 lowest rates with discounts applied on average.

For the 44905, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$415 /yr.
Average Coverage:$665 /yr.
2600 sq. ft. or higher
(all discounts applied)
$965 /yr.

What is the average home insurance cost for a home in 44905?

  • • The average homeowners insurance premium paid annually for a home in 44905 is around $665 per year.

What does it cost on average per month for home insurance in 44905?

  • • Homeowners in 44905 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 44905?

  • • Autoowners in 44905 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mansfield area, check out other zip codes nearby 44905.
Review average rates in another zip code:
44907 homeowners insurance rates
44901 homeowners insurance rates
44902 homeowners insurance rates
44903 homeowners insurance rates
44906 homeowners insurance rates
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44905 homeowners insurance rates

Home Replacement Cost Coverage in 44905

Average Building Cost Per Square Foot in 44905: $111

Location: Mansfield, Ohio (Richland County)

Average Square Footage in 44905: 806 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44905 before you start any project. Mansfield homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44905 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44905 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 806 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mansfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111806$89,500
Additional Upgrades & Added Features$139806$111,875
Major Home Updates or Advancements$167806$134,250

It's important to understand that when you estimate your replacement cost of your home in the 44905 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44905

Best Home & Auto Insurance Agencies in 44905

Allstate Insurance Company - Bruce Davis

Address: 864 Ashland Rd Mansfield, OH 44905
Phone:
Website: http://www.allstateagencies.com/063996?cid=OTC-YP.com-IYP&att=TL
Info:

American Family Insurance

Address: 933 Ashland Rd Mansfield, OH 44905
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 44905

Population Review for 44905 Zip Code

For the city of Mansfield, the population within 44905 has increased to over 11,634 residents in population size. The current population total is 16,827. We have broken down the population based on race below. In 44905, there are over 10868 in male population and 5959 females.

PopulationValues
Total Population16,827
White Population12741
Black Population3141
Hispanic Population371
Asian Population44
Hawaiian Population4
Indian Population38
Other Population168
Male Population10868
Female Population5959
Population Estimate11634

Household Data for 44905

The average number of homes in 44905 is around 4,990, there are an average of 2.32 per household. The average house value according to local real estate values is around $89,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,990
Persons Per Household2.32
Average House Value$89,500
Income Per Household$51425
Median Age38.2
Median Age Male36.7
Median Age Female42.3
44905 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419
CityMansfield
City Alias NameMANSFIELD
CountyRichland
County FIPS139
State FIPS39
Time Zone5
Day Light SavingY
MSA4800
PMSA
CSA360
CBSA31900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMansfield, OH
MSA_NameMansfield, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses227
Number Of Employees2440
Business First Quarter Payroll22239
Business Annual Payroll96414
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population124475
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential5015
Delivery Business326
Delivery Total5574
Preferred Last Line KeyX21744
Classification Code
Multi-County
CSA NameMansfield-Ashland-Bucyrus, OH
CBSA_DIV_Name
City State KeyX21744
Land Area12.829000
Water Area0.037000
City Alias Code
City Mixed CaseMansfield
City Alias Mixed CaseMansfield
Box Count21
SFDU4738
MFDU144
State ANSI39
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number384851
Unique ZIP Name
SSA State County Code36710
Medicare CBSA Code31900
Medicare CBSA NameMansfield, OH
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseRichland

Ohio Homeowners Insurance News & Information

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  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]