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Home Insurance in 19135

Our rates are very competitive for homeowners living in the 19135 zip code. Many homeowners based out of Philadelphia, PA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our PA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 19135 should appear in the zip code field ready to go.

19135 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Philadelphia area? The average homeowners premium in 19135 is very low in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 19135, you can expect to pay around $698 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 19135

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Pennsylvania. Start your 19135 home insurance shopping today!

  1. Philadelphia, PA Home Insurance Quotes

19135 Home Insurance Average Premiums

Local 19135 homeowners insurance quotes comparison

$448 /yr.

Shows Zip Code: 19135 lowest rates with discounts applied on average.

For the 19135, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$448 /yr.
Average Coverage:$698 /yr.
2600 sq. ft. or higher
(all discounts applied)
$998 /yr.

What is the average home insurance cost for a home in 19135?

  • • The average homeowners insurance premium paid annually for a home in 19135 is around $698 per year.

What does it cost on average per month for home insurance in 19135?

  • • Homeowners in 19135 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 19135?

  • • Autoowners in 19135 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19135.
Review average rates in another zip code:
19140 homeowners insurance rates
19129 homeowners insurance rates
19142 homeowners insurance rates
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19133 homeowners insurance rates

Home Replacement Cost Coverage in 19135

Average Building Cost Per Square Foot in 19135: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19135: 1,034 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19135 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19135 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19135 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,034 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,034$140,600
Additional Upgrades & Added Features$1701,034$175,750
Major Home Updates or Advancements$2041,034$210,900

It's important to understand that when you estimate your replacement cost of your home in the 19135 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19135

Allstate Insurance - Wes Ramadan

Address: 6533 Frankford Ave Philadelphia, PA 19135
Phone: (215)331-3400
Website:

Allstate Insurance-Wes M. Ramadan

Address: 6533 Frankford Ave Philadelphia, PA 19135
Phone: (215)331-3400
Website: agent.allstate.com/30364

Best Home & Auto Insurance Agencies in 19135

Daley, Jim - Jim Daly Insurance Incorporated

Address: 7148 Frankford Ave Philadelphia, PA 19135
Phone:
Website: http://www.nationwide.com/agent/Philadelphia-PENNSYLVANIA-insurance-agent/jim-daly/office.html
Info:

Owens, Sharon - State Farm Insurance Agent

Address: 7034 Frankford Ave Philadelphia, PA 19135
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/8979563/philadelphia_pa/owens_sharon_state_farm_insurance_agent.html
Info:

The Imperial Agency, Incorporated

Address: 6400 Frankford Ave Philadelphia, PA 19135
Phone:
Website: http://www.philadelphia.citysearch.com/profile/667560570/philadelphia_pa/the_imperial_agency_inc_.html
Info:

Beck Insurance Agency

Address: 4501 Cottman Ave Philadelphia, PA 19135
Phone:
Website:
Info:

Allstate Insurance-Wes M. Ramadan

Address: 6533 Frankford Ave Philadelphia, PA 19135
Phone:
Website: http://www.agent.allstate.com/30364
Info:

Housing Demographics for 19135

Population Review for 19135 Zip Code

For the city of Philadelphia, the population within 19135 has increased to over 34,586 residents in population size. The current population total is 35,422. We have broken down the population based on race below. In 19135, there are over 17026 in male population and 18396 females.

PopulationValues
Total Population35,422
White Population14816
Black Population9555
Hispanic Population10377
Asian Population1302
Hawaiian Population24
Indian Population178
Other Population6085
Male Population17026
Female Population18396
Population Estimate34586

Household Data for 19135

The average number of homes in 19135 is around 12,767, there are an average of 2.77 per household. The average house value according to local real estate values is around $140,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,767
Persons Per Household2.77
Average House Value$140,600
Income Per Household$46311
Median Age33.7
Median Age Male32.7
Median Age Female34.6
19135 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/445
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses478
Number Of Employees5203
Business First Quarter Payroll51327
Business Annual Payroll236386
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District02
Congressional LandArea74.14
Delivery Residential12486
Delivery Business862
Delivery Total14017
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area2.265000
Water Area0.347000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count151
SFDU11820
MFDU632
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]